I Am Tired Of Being Treated Like A Criminal
When I buy gasoline from you, I do not want to park my car, lock my door, walk into your store, wait in line, pay for my gas, walk back to my car, unlock my door, pop my gas tank cover, and put...
View ArticleFinding It Hard To Balance Finances And Fitness
As some of you aware, not only do I blog here, at No Credit Needed, but I also have a fitness blog, No. Calories Needed. Over the past month, I have really started to focus on my health (and losing...
View ArticleSome Thoughts About Thinking
Isn’t it amazing how our thoughts work? I’m sitting here, typing this article, and it’s October 7, 2009. There’s a part of my brain that is occupied with next word I’m going to type. There’s another...
View ArticleA Simple, Productive Day
You know you’re getting older when you a.) spend your “off-day” doing chores around the the house and b.) you enjoy doing them. I have been extremely busy for the past six month, twelve months, two...
View ArticleClik here to view.
Beginning And Ending And Beginning Again
Over the past several weeks, I have been working on several projects around the house. I built my son a bunk bed (picture below). I constructed a storage-and-shelving unit for the shed. I installed...
View ArticleClik here to view.
Envelope System Video – Simple Cash Management
I created this video 7 years ago (wow!) to demonstrate my favorite cash management system – the envelope system. I have been using the envelope system for nearly a decade and it really is a great...
View ArticleClik here to view.
How To Stay Motivated While Getting Out Of Debt
Let’s be real. The idea of getting out of debt sounds awesome. The day-to-day grind of getting out of debt… not so much. Here’s how to stay motivated while getting out of debt - Celebrate Your...
View ArticleClik here to view.
Fight For Your Independence And Get Out Of Debt
Let’s not wait until January 1st to focus on getting out of debt. It’s July – It’s time. Fight for your independence- and get out of debt, today! No doubt, a little dramatic, but you get the point....
View ArticleClik here to view.
I Still Buy Stuff I Do Not Need
I have been writing about personal finance (as in, my own) for nearly a decade. In that time, I’ve had some financial success – paying off my consumer debt, purchasing a new home – and some blogging...
View ArticleClik here to view.
My DIY Adventures
Over the past few years, I’ve worked to improve my DIY skills. Here are a few of the projects I’ve tackled – with an eye towards saving money and doing it myself. I replaced the garbage disposal below...
View ArticleClik here to view.
Getting Our House Ready For Fall
A quick Google check confirms it: The first day of fall is September 22. I had to look that up just to be sure, because the high today was 91 degrees, which is decidedly un-fall-ish. In just a few...
View ArticleClik here to view.
How We Are Paying Off Our Mortgage
We have a 15-year fixed-rate home mortgage – and we are working hard to pay it off in less than 10 years. We purchased our home in February of 2010. The original mortgage term of our our loan was 180...
View ArticleClik here to view.
How To Save Money On Repairs
Here are a few tips and tricks for saving money on repairs - Keep track of your manuals. I have a binder wherein I keep the manuals for all of the tools and appliances that we buy. Quick tip – If...
View ArticleClik here to view.
Avoid These Budgeting Mistakes
My family and I have been living on a budget for nearly 10 years. Over that time, we’ve made our share of mistakes – and we’ve adopted some valuable habits. When making your budget, consider the...
View ArticleClik here to view.
Call For Discounts
This tip is an oldie but a goodie – and it works for me: From time to time, I call the companies with which I do business – and ask for discounts. I just (literally, one minute ago) got off the phone...
View ArticleI Am Tired Of Being Treated Like A Criminal
When I buy gasoline from you, I do not want to park my car, lock my door, walk into your store, wait in line, pay for my gas, walk back to my car, unlock my door, pop my gas tank cover, and put...
View ArticleFinding It Hard To Balance Finances And Fitness
As some of you aware, not only do I blog here, at No Credit Needed, but I also have a fitness blog, No. Calories Needed. Over the past month, I have really started to focus on my health (and losing...
View ArticleSome Thoughts About Thinking
Isn’t it amazing how our thoughts work? I’m sitting here, typing this article, and it’s October 7, 2009. There’s a part of my brain that is occupied with next word I’m going to type. There’s another...
View ArticleA Simple, Productive Day
You know you’re getting older when you a.) spend your “off-day” doing chores around the the house and b.) you enjoy doing them. I have been extremely busy for the past six month, twelve months, two...
View ArticleClik here to view.
Beginning And Ending And Beginning Again
Over the past several weeks, I have been working on several projects around the house. I built my son a bunk bed (picture below). I constructed a storage-and-shelving unit for the shed. I installed...
View Article
